Loading calculator…
Use this down payment calculator for a clear financial estimate. Results update instantly in your browser.
What this calculator does
Work out a deposit amount from a home price or a target deposit percentage.
How to use this calculator
- Enter the home price and desired down-payment percentage.
- Review the calculation assumptions before using the result.
- The result shows cash needed and the remaining loan amount.
How to calculate
Down payment = purchase amount − loan amount; down-payment percentage = down payment ÷ purchase amount × 100.
Enter the values requested by the down payment calculator.
Worked example
Use the default values as a worked example, then replace them with your own figures.
Understanding your result
The result shows cash needed and the remaining loan amount.
- Closing costs are separate from the deposit.
- Double-check values and units before calculating.
This calculator is educational and is not financial or medical advice.
Frequently asked questions
What does this down payment calculator do?
Work out a deposit amount from a home price or a target deposit percentage.
How do I use this down payment calculator?
Enter the home price and desired down-payment percentage.
What does the result mean?
The result shows cash needed and the remaining loan amount.
What should I check before relying on it?
Closing costs are separate from the deposit.